A perfect card for those Wendys out there, that are in direct contact with a tough enemy and would like to pick a fancy card by trying to sucker punch him with a "1" fight skill. All those Calvins out there don't even need an enemy. It's enough for them just to be at the beggining of the scenario and trying to get a life. To be honest almost every investigator has a way to forcibly trigger the condition on the maximum possible outcome.
But it's a question whether you actually want that. Whether you have time and need to dig. In my recent runs with this card (normal difficulty) it was not essentially better than a simple 0-level version. I had 4 occasions to use it. 3 of them were just a single card draw, but this one time I was really cherry picking a card that hit the sport perfectly.
Is it worth those 3XPs? On hard/expert it rather is. On easy/normal it's one of those updates you can perform later during the campaign, when chaos bag is getting more and more sick and negative.